Enterprise Community Loan Fund

User Profile

We all may have the same goals in life, but not the same opportunity - where you live affects the life you can have. Enterprise Community Partners is a proven and powerful nonprofit that brings together nationwide know-how, partners, policy leadership, and investment to improve communities and peoples lives. We raise private and public capital through investment and fundraising and form effective partnerships to continuously improve and innovate new ways to create healthy and affordable spaces where everyone can thrive through smart development and design. Enterprise’s Loan Fund has invested more than $1.5 billion in community infrastructure – homes, schools, health centers, etc. – over the past two decades. Loan Fund blends private, public, and philanthropic capital to provide financing that is tailored to meet the needs of community developers through direct loans and structured funds. Loan Fund is a U.S. Treasury-certified Community Development Financial Institution and places investment capital on behalf of our investors. We have team members on the ground in cities throughout the country, working with local government and organizations to create solutions for the most pressing community needs. Based on that work, Loan Fund identifies catalytic projects that will yield a financial return and create a positive social impact. Our expertise in underwriting and servicing those investments allows us to remain partners with our borrowers, and accountable to our investors. Loan Fund has a strong track record of investing in high performing projects and businesses – borrowers have defaulted on only 1.5% of all loans made. We keep adequate loan loss reserves on each loan, and a healthy amount of equity on our balance sheet maintaining a minimum net asset ratio of 20 percent. Loan Fund has never missed a timely payment to investors or failed to return an investment in full, although past performance is not indicative of future results.


We use IRIS metrics to measure our impact alongside other metrics used to quantify and report our social return on investment.

Other Impact Measurement Tools

We actively monitor and report the impact of our investments, quantifying benefits to both people and the community. More information can be found in our Social Return on Investment (SROI) impact case studies which weave together qualitative and quantitative data with evidence base and economic projections to tell the story of our impact.